Qualifying for a Business Loan

Most commercial lenders evaluate borrowers on the basis of the "Five C's of Lending" - a process of qualification to assess your ability to repay debt. Following is a brief explanation of each of these evaluation factors.

It's important to note that all lenders have their own internal lending policies that guide their decisions.

  • Character
  • Capacity
  • Collateral
  • Conditions
  • Capital